Flexible Financing

Financing Made Simple

New Boats

Most new boat loans qualify for terms up to 180 months, or 15 years, so the monthly payment on a brand new Barletta or South Bay stays comfortable.

Preowned and Brokerage Boats

Extended terms are not only for new boats. Most used and brokerage boats qualify for the same marine programs and the same long financing.

Trailers and Engines

Add a trailer or a new Mercury outboard to your loan, so everything you need to get on the water is covered in one plan.

Why Choose Jim’s Anchorage

Marine Programs Your Bank Cannot Match

Primary Marine Programs

We have primary marine programs with extended terms that are not found between you and your personal bank. These lenders finance boats every day.

Terms Up To 180 Months

Most new and used boat loans qualify for financing up to 180 months, which is 15 years, and a longer term means a lower monthly payment.

Ten Percent Down Or Trade Equity

Terms usually require a minimum of 10% down payment, trade equity, or a combination of each, so the boat you own now can do part of the work.

Competitive Interest Rates

Interest rates are competitive, and specials or exclusions may apply at given times. Call us and we will tell you what is running right now.

Local Personal Service

Every application is reviewed by our own sales and finance team, not a call center, so you always know who is helping you.

Eighty Years Of Trust

Eight decades serving Raystown Lake families means we are still here long after the paperwork is signed.

How It Works

A Simple Path To Your Next Boat

Step One. Follow the prompts on our website to apply through the secure App One application, or call us and we will walk you through it. There is no obligation.

Step Two. Our team matches you with a primary marine program. Most new and used boat loans qualify for terms up to 180 months, which is 15 years.

Step Three. Plan on a minimum of 10% down payment, trade equity, or a combination of each, and we confirm your rate and your monthly payment.

Step Four. Choose your boat, trailer, or engine, sign the paperwork with us, and start making memories on Raystown Lake.

Have questions about financing

Frequently Asked Questions

Answers To Common Financing Questions

How To Apply For Financing

Follow the prompts on our website to apply through the secure App One application, which takes only a few minutes and carries no obligation. You are welcome to apply before you choose a specific boat so you can shop with confidence, and you can always call us instead if you would rather have someone walk you through it.

How Long Your Boat Loan Can Run

Most new and used boat loans qualify for financing up to 180 months, which is 15 years. A longer term is the main reason a marine program can deliver a lower monthly payment than a standard loan on the same boat.

Why A Marine Program Beats Your Personal Bank

We have primary marine programs with extended terms that are not found between you and your personal bank. These lenders write boat loans every day, so they understand the boat itself and can structure the loan around it.

How Much You Need To Put Down

Terms usually require a minimum of 10% down payment, trade equity, or a combination of each. If you are trading in the boat you own now, that equity can cover part or all of the requirement, so ask us to value your trade first.

What Interest Rates Look Like

Interest rates are competitive, and specials or exclusions may apply at given times. Rates and programs change, so call us and we will tell you exactly what is available the week you apply.

Financing Used And Brokerage Boats

Financing is not limited to new boats. Most used and brokerage boats qualify for the same primary marine programs and the same extended terms, and we regularly help buyers structure those loans.

Adding A Trailer Or Engine To Your Loan

A trailer or a new outboard engine can often be added directly to your boat loan, so everything you need is covered in one payment plan.

Ready When You Are